Your trip now includes EMERGENCY MEDICAL and EVACUATION INSURANCE for acute, sudden and unexpected sickness or injury for visitors and Canadians. The coverage includes ambulance evacuation to a hospital as well as hospital and physician charges. Medical claims do require that you be seen by a physician. The insurance company will make direct billing arrangements with the hospital as quickly as possible, however hospitals in BC may require a credit card deposit upon admission. Further coverage details are available by contacting Lifestyle Financial or directly at 1-877-542-8577.
This insurance becomes activated when you visit a doctor in Canada for a post injury examination. This covers the evacuation expenses and associated medical costs in Canada only.
COVID -19 is a known pre-existing risk that carries an exclusion endorsement on policies effective March 4, 2020 (meaning it is not covered by this insurance). As the global pandemic situation unfolds over the coming months this exclusion is subject to change.
Coverage is provided for ALL guests on a mandatory basis for Emergency Medical services, Ambulance, (including Helicopter evacuation to hospital and/or ground ambulance to) due to sickness or injury. While injury is the most obvious concern for most guests, it is important to know that sickness and/or quarantine is covered.
Travelling Canadians: Sum Insured $5,000,000 CAD Deductible $0 Visitors to Canada (any international guest): Sum Insured $ 200,000 CAD Deductible $0
If the guest has a pre-existing medical condition these terms will apply to the condition.
It is highly recommended that all guests purchase Trip cancellation and Interruption Insurance (which is NOT included in your trip as it is a trip-specific purchase based on individual circumstances such as trip cost, your age etc).
Trip cancellation insurance covers you before you depart for your trip. Trip interruption insurance covers off your lost trip and unexpected out of pocket costs if your trip is interrupted after you start your trip.
What can happen? Missed connections, schedule changes, your own accident or injury, a travel companion or family member becomes ill, natural disasters, or even loss of employment. These events could cause you to cancel your trip or cause a disruption.
VALHALLA POWDERCATS is not responsible, or liable to make any refunds or credits, for guests who are denied an eTA. Note that a denied or delayed eTA or denied entry at the Canadian Border is also not covered by Travel Insurance.